US Interest Rate

The Federal Reserve's key interest rate, the anchor for most US mortgage, loan, and savings rates.

3.63%

No change vs Jul 2026

Aug 2026 · Monthly data

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Interest Rate

Jan 1970 to Aug 2026

Source: FRED series FEDFUNDS · effective rate, monthly average.

Set by the FOMC.

Data refreshed 2026-09-22. Figures are the latest published observations and can be revised.

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