UK Interest Rate

The Bank of England's official Bank Rate, the anchor for most UK mortgage, loan and savings rates.

4.00%

+0.25pp vs Oct 2026

Nov 2026 · Monthly data

Not applicable, interest rates are not seasonally adjusted

Matches the latest releaseNot refreshed recently, awaiting the next release

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Interest Rate

Jan 1975 to Nov 2026

Source: Bank of England · IUDBEDR, official Bank Rate.

UK Interest Rate in context

Worked out from the published series shown above.

In the UK, the interest rate was unchanged over the year to Nov 2026, from 4.00% in Nov 2025.

Over the past five years it has ranged from 0.10% in Nov 2021 to 5.25% in Aug 2023.

Its average since Jan 1975 is 6.10%, and the latest reading is below that.

The UK is 9th of 40 countries in our Interest Rate by Country ranking.

How this series is defined

Everything you need to check the figure against the source.

Source
Bank of England
Series
See the citation below
Frequency
Monthly
Unit
%
Seasonal adjustment
Not applicable, interest rates are not seasonally adjusted
Latest observation
Nov 2026
Revision status
Latest published estimate, subject to revision

Set by the Monetary Policy Committee.

Data refreshed 2026-11-06. Figures are the latest published observations and can be revised.

More UK indicators

Latest readings. Open any one for its full history.

Rankings

See every country we track, side by side.