China Interest Rate
The one-year loan prime rate, the benchmark bank lending rate set monthly from quotes by panel banks and anchored to the People's Bank of China's policy operations.
3.00%
Matches the latest releaseNot refreshed recently, awaiting the next release
Explore the full China economy17 live indicators on one dashboard, from growth and prices to jobs, trade and public finances. Checked hourly against official sources.Interest Rate
Jan 1996 to Aug 2026
Source: BIS central bank policy rates (WS_CBPOL, M.CN) · one-year loan prime rate from August 2019, monthly; before that, the one-year benchmark lending rate it replaced.
China Interest Rate in context
Worked out from the published series shown above.
In China, the interest rate was unchanged over the year to Aug 2026, from 3.00% in Aug 2025.
Over the past five years it has ranged from 3.00% in May 2025 to 3.85% in Aug 2021.
Its average since Jan 1996 is 5.48%, and the latest reading is below that.
China is 3rd of 13 countries in our Interest Rate by Country ranking.
How this series is defined
Everything you need to check the figure against the source.
- Source
- BIS central bank policy rates (WS_CBPOL, M.CN)
- Series
- See the citation below
- Frequency
- Monthly
- Unit
- %
- Seasonal adjustment
- Not applicable, interest rates are not seasonally adjusted
- Latest observation
- Aug 2026
- Revision status
- Latest published estimate, subject to revision
Since 2024 the central bank's main operating rate is the seven-day reverse repo rate, which is not shown here. Before August 2019 the series is the one-year benchmark lending rate, which the loan prime rate replaced, so the history joins two measures.
Data refreshed 2026-10-06. Figures are the latest published observations and can be revised.
More China indicators
Latest readings. Open any one for its full history.
Rankings
See every country we track, side by side.